Rethink Your Life! Finance, health, lifestyle, environment, philosophy |
The Work of Art and The Art of Work Kiko Denzer on Art |
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[Cob] barely on topic and only if you squintSabrina Free sabrinafree at gmail.comThu Jan 11 15:33:15 CST 2007
Hi All, I went to the foreclosure auction on my hopefully future house today. How it works is that it is now owned by the bank, and the owner has a redemption period to come up with the money if he wants to keep the house. If he doesn't, then the bank puts it up for sale. I just wanted to go out of curiosity and to be sure that is what happened. As I said before, but not sure where, the house is red-tagged by the city, has been empty for 3 years, was a rental before that for a while. I am not taking some little old lady's house, or a family. I do know that I am benefitting from somebody elses problem, but I did offer to buy the house from him before it went to foreclosure and he didn't respond to me or a realtor. However. The people who were at the auction, for the most part, a few bankers, a few lawyers, and some out and out leeches. One guy was telling the two "new" people (me and a guy who had already put an offer on a house where the people were losing it) how to become "investors". He was telling how old people don't open their mail, so don't get their taxes paid, then you go in and get some certificate for paying the taxes on their house, then send the old people all the legally required stuff, knowing they don't open their mail, and bingo you own their house. There is more to it than that probably, I was so focused on not punching him it was hard to listen. But I repeated back to him, "Ok, so you get the certificate, you get their house knowing the whole problem was caused by them not opening their mail in the first place, and then what? You kick old people out and turn the home they spent their life in into a rental? Don't you think that is rather slimy?" I am not the most tactful woman on the planet and have found a lot of people don't like it, and that was the end of the conversation basically. He mumbled something and walked away. When I started researching natural building back in 1994 or 95, I didn't really care a whole lot about the big picture. I just knew there was going to come a time when I would not be able to afford a mortgage payment, and wanted to make sure I would still have a place to live. Since being on this list (a really long time with not much talking) I have learned so much, and would have to say that my whole outlook on housing has changed since the day in 1994 when I first heard about straw bale houses, which was my first introduction to natural building. Additionally, my whole opinion on housing and mortgages, and what people "do" with their money has changed too. I just now realized, that after reading your posts for oh, going on ten years, and reading your books, and buying books from you, though we have never met, and I have barely spoken, I consider you folks good friends, and excellent mentors. I am barely recognizeable as the same person I was when first on this list, and it just now dawned on me why. You honestly have changed my entire outlook. I really thank you, Sabrina Free, future cob wall builder (hopefully that qualifies the post enough to be on topic) :o)
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